Apple eu ios app store warning payment system – Breaking News & Latest Updates 2026
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Apple is placing warnings on EU apps that don’t use App Store payments

Apple suggests that users are putting themselves at risk by using third-party alternatives.

Apple suggests that users are putting themselves at risk by using third-party alternatives.

Apple App Store EU warning message
Apple App Store EU warning message
Apple is up to its old tricks again.
Image: The Verge
Jess Weatherbed
is a news writer focused on creative industries, computing, and internet culture. Jess started her career at TechRadar, covering news and hardware reviews.

Apple is trying to dissuade Europeans from using iOS apps that support alternative payment options by making them look scary. Daring Fireball’s John Gruber spotted that a red exclamation mark icon is being prominently displayed on the App Store listing for Instacar, alongside a message warning users that it doesn’t use Apple’s “private and secure payment system.”

Instacar, a three-year-old Hungarian app for checking the mileage and value of used cars, isn’t available on the US App Store. But in Hungary, in the EU, it’s listed as one of the top five apps in the Business category, with thousands of positive reviews — not a typical service that would warrant heightened caution. The only gripe that Apple seemingly has is that Instacar uses an external payment system, and that App Store payment features like purchase history, Family Sharing, and unified subscription management won’t be available on such purchases.

A screenshot of Instacar on the Hungarian App Store, showing a warning message about external purchases.
Instacar hasn’t violated any App Store rules but the warning message is clearly designed to make you think twice about installing it.
Image: Apple / The Verge

The warning message isn’t actually new, having been in place since Apple started complying with the EU’s Digital Markets Act in March 2024. It likely only just appeared on some people’s radar because, dissuaded by Apple’s onerous implementation rules, very few EU apps have actually implemented external payments — fewer than 100, according to Revenue Cat CEO Jacob Eiting. Apple did propose changing the warning banner in August to replace the red “!” logo with a less threatening “i” and show a slightly different message, but the EU hasn’t yet approved the updated design.

“When you create an account on a developer’s external website, you may have to provide personal information, including payment information, directly to the developer or third-party partners,” Apple says in a support page linked from its warning message. “You will be trusting the developer, as well as any partners and payment providers they work with, to handle your information based on their privacy and security controls.”

Apple is currently facing heat in the EU for its practices around scare tactics. In April, the European Commission issued preliminary findings that Apple “makes it overly burdensome and confusing” for users to install alternative app marketplaces, a process that involves clicking through several scare sheets that ask users to confirm if they want to proceed.

This App Store warning message is also blowing up in the wake of the recent Epic vs Apple ruling that bans Apple from restricting how developers can link to alternative purchase systems. A notable requirement implemented to address Apple’s scare tactics was that the company cannot interfere with consumers choosing to leave an app with anything beyond “a neutral message” about being directed to a third-party site, though that injunction doesn’t apply outside of the US.

Update, May 16th: added more information about when the warning banner was implemented.

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